At Zayed Law Offices we represent people who have been injured in motor vehicle accidents. If you or a family member were injured in an Illinois or Chicago area car accident and the driver at fault did not have auto-insurance, you will still have avenues of recovery. Your insurance company will be obligated to provide coverage for your injuries. The extent of the coverage will be defined by your insurance policy.
Similarly, if you or a family member were injured in an Illinois or Chicago area car accident and the driver at fault did not have enough insurance coverage to compensate you for your injuries, you may still have an avenues of recovery through your own insurance policy. An experienced attorney at Zayed Law Offices will be able to leverage their experience into obtaining the full compensation you or your family member deserves.
When people are involved in collisions or accidents, they naturally look to the individuals who caused the collision or accident for recovery. It is not uncommon for the individual who caused the accident to (a) not have insurance coverage or (b) to not have adequate insurance coverage.. Securing compensation may require looking into one’s own insurance policy for “uninsured” and/or “underinsured” motorist provisions.
Underinsured and Uninsured coverage is incredibly useful. Statistics from the Insurance Research Council show that the number of uninsured drivers can reach 25% in some states. The Insurance Research Counsel also estimates that 15-17% of drivers nationally are uninsured.
Fortunately, Illinois requires uninsured/underinsured provisions. An important caveat is that uninsured/under-insured generally only covers bodily injury and not property damage.